what you need to know about the Hello bank!

Already known for conquering the individual market, Hello bank! is now tackling that of the self-employed. The online bank is launching Hello Business, a banking offer completely aimed at independent entrepreneurs.

Rated 9 out of 10 in our columns, Hello Bank! is one of the best online banks in France. With its expertise, the branch is now tackling the market of banking offers for professionals with Hello Business.

A complete offer for entrepreneurs in which the basic principles of Hello bank! and adapts it to an audience with more specific needs. Much more than a simple bank account, Hello Business aims to be a true companion for entrepreneurs thanks to a range of directly integrated support services. It is a way to offer entrepreneurs the best support in their daily lives, while at the same time saving a lot. A brief overview of the benefits of Hello Business.

An offer tailored to the pros

Hello Business, launched a few weeks ago by Hello bank!, is a real toolbox for professionals, especially the self-employed. As such, it has many advantages:

  • Credit facility of 1500 euros
  • Insurance and legal assistance included
  • Billing and tracking software with My Business Assistant Start app
  • LyfPro payment solution included

In addition to these specific characteristics of entrepreneurs, Hello Business can also count on all the know-how of Hello bank! with some of the most efficient banking services on the market. As a reminder, Hello bank! that is :

  • An international Visa debit card
  • Free payments and withdrawals anywhere in the world
  • Instant and free SEPA transfers
  • Real-time monitoring of operations
  • A mobile application to manage your accounts is one of the best on the market

Hello Business is currently available for EUR 10.90 per month.

A range of free integrated services

In addition to the already attractive banking offer, Hello Business is mainly positioned as a turnkey solution for professionals thanks to a plethora of services and management tools.

The most important and practical service is undoubtedly the My Business Assistant Start application, which allows you to easily manage quotes, invoices and credit notes on mobile or computer. It is essential for the proper management of the business and is on a par with many similar services found on the internet. It is included for free in Hello Business and saves on average between 5 and 25 euros per month compared to similar third-party services.

Hello Business App My Business Assistant
My Business Assistant Start contains all the tools to manage your micro-enterprise

Another important advantage is that the Hello Business offer directly includes insurance that covers many scenarios. Entrepreneurs who travel a lot will therefore be able to benefit from compensation for cancellations, changes or interruptions of travel, as well as for any problems related to rental vehicles. A significant saving if you know the cost of insurance offered by airlines, or the cost of professional insurance that can start from 9.90 euros per month.

Under this insurance, entrepreneurs can also claim daily allowances in the event of hospitalization of one day or longer after an accident or illness. This compensation can be up to 100 euros per day of admission, with a maximum of 60 days.

Last example of savings that can be achieved with Hello Business: the LyfPro collection solution. This third-party service allows merchants to do without bank terminals to collect payments directly on their mobile phones. LyfPro usually recovers 1.6% excluding tax from payments made by credit card or via the LyfPay application or Hello bank! has negotiated a lower rate for its Hello Business customers, namely 1.35% excluding VAT.

Hello Business Bank LyfPro
With Hello Business, your smartphone also serves as a payment terminal thanks to LyfPro

Also in the field of pure bank charges, Hello Business makes a lot of effort to help entrepreneurs, in particular by offering a cash supply of 1,500 euros. The overdraft facility is equivalent to a temporarily permitted overdraft with which entrepreneurs can compensate for any cash flow mismatches. This offer also allows withdrawals and payments outside the Eurozone at no additional cost, with fees charged by traditional banks ranging between 2 and 4% of the transaction executed.

Always support

Entrepreneurs are confronted with numerous challenges during their activity that they will have to take on themselves. Cash flow delays, payment reminders or even customer disputes can be the order of the day and disrupt daily life. As a true accompaniment to the entrepreneur, Hello Business nevertheless offers a varied support and assistance formula, starting with a dedicated, priority customer service available 6 days a week in case of an urgent problem.

Hello Business Bank Customer Service
Unless you need it on a Sunday, Hello Business customer service is easily accessible

But this support does not stop there, because Hello Business also offers its customers legal support in case of disputes. Whether it is simple advice regarding the rights and obligations associated with professional activity, or assistance in resolving a dispute, entrepreneurs can benefit from legal support.

Support in, for example, a judicial defense or to enforce a given decision, gives access to an envelope of up to 5,000 euros excluding tax, including 1,200 euros excluding tax for the payment of court costs and fees.

Legal assistance that can also be found abroad, as Hello Business customers can benefit from an interpreter and lawyer recommended by the local authorities.

The Hello Business offer from Hello bank! is offered for 10.90 euros excluding VAT per month, without obligation.

You can also learn more about Hello bank! aimed at individuals. For example, the Hello Prime offer is ideal for traveling abroad. Especially now that switching banks has become a lot easier.

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