what does the Hello bank!pro account entail? †

After serving individuals for nearly a decade, the online bank Hello bank! has decided to open up to an audience of professionals. The new formula: hello company is aimed at self-employed people who are looking for a flexible bank account adapted to their needs.

His current account, credit card and application contain everything a micro-entrepreneur (or individual entrepreneur) needs for only € 10.90 excluding VAT per month. With this offer, BNP Paribas’ online bank is in a very competitive position compared to banks or neo-banks, some of which have years of experience in the segment.

The conditions for eligibility for opening an account can be counted on one hand: a SIREN number, resident in France and of age. Once activated, you will have access to all the advantages of a mobile bank – with specific features for entrepreneurs. Among them is the service “My Business Assistant Starts” with which you can manage your invoices.

To discover the offer, find it here:

Discover Hello Business

Features of the Hello Business offer

By opting for the Hello Business formula, you benefit from a current account and a matching card. For payment management, Hello bank! adapted to the needs of entrepreneurs. Unlike online banks, this allows you to: deposit cash in ATMs BNP Paribas affiliates (the parent company).

further all payments and withdrawals are free and unlimited – both in euros and in foreign currencies. For those who work or supply supplies abroad, Hello Business will be able to respond perfectly to the challenges of globalization. Instant SEPA transfers are free and unlimited.

The card also includes many insurances and guarantees during your travels (airplane and train tickets, luggage, assistance) or during hospitalization. Depending on your profile and your preferences, you can choose between a immediate or deferred debit card† For those who have a strong need for cash, the deferred collection version (the total amount is debited on the last working day of the month) is most suitable. If you want to track the status of your account in real time, instant debit is preferred.

When it comes to support, Hello Business provides access to dedicated, priority customer service. A telephone line is intended for professional customers with experts who can give you initial advice for your business. If necessary, you can also contact the advisers by e-mail.

Discover Hello Business

A range of exclusive services

The app is packed with exclusive features and services to make the financial management of your business easier. You can enjoy the benefits: an overdraft facility of €1,550 from day one† It’s an overdraft facility that helps you deal with the (sometimes) difficult management between immediate expenses and deferred receipts.

For direct debits, internet banking offers a solution for payments by credit card. For this, the bank has a partnership with Lyf Pro, which turns your smartphone into a mobile payment terminal (with a commission of 1.35% per transaction). Otherwise, your customers can also pay for their purchases via a simple bank transfer.

As a freelancer you will have to do the quotes and invoices yourself – which is not always pleasant. The Hello Business account guides you with its tool “My Business Assistant Starts” which provides a real structure in the organization. The latter has been developed in-house and allows you to create compliant invoices (and in the correct order) in just a few clicks.

Do you still need to think? Please note that Hello Business is a non-binding service (and no cancellation fees). This allows you to test it freely and without any restrictions. For more information, it’s here:

Discover Hello Business

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