the 12 startups selected by Business France

The Money20/20 Europe trade fair is back in Amsterdam (Netherlands) from September 21 to 23, 2021. After a digital edition last year, the event dedicated to the payments industry keeps its raison d’être: to allow industry players to meet to create new partnerships and commercial relationships to forge. An average of 1,400 CEOs visit the event every year, which amounts to 22% of the visitors. While more than a thousand start-ups from a hundred countries are again expected on site, Business France formed the tricolor delegation in the spring. This year, 12 start-ups are putting down their bags at booth D60 occupied by French Tech. With the support of its partner Cartes Bancaires (CB), the public structure aims to promote the internationalization of French FinTechs.

“This 2021 delegation reflects the trends and changes in the needs of the sector, namely dematerialized payments, collection and late payment management, identification services, open financing, carbon footprint, as well as the different aspects related to equipment certifications and tests » , also reports Business France. The French FinTech will also be represented at the Crédit Agricole Payment Services booth (A110).

Between now and the show, the organizer wants to bring the gathering to life in July. A side event called MoneyFest 2021 will take place all week from July 20 to 23. Issues related to the transformation of the financial sector and crosscutting topics, such as female entrepreneurship, will be covered.

The list of startups in the delegation:


Greenly enriches every payment with a measurement of CO2 emissions, so that everyone can manage their CO2 budget in the same way as their financial budget via an API for banks or financial directors, via a mobile application for individuals and via a climate dashboard to help companies manage their environmental footprint, engage their employees and monitor their action plans.

You Transactor

YouTransactor is a specialist in mobile payment terminals and services, with more than 3 million points of sale worldwide. Founded by several payment industry professionals, YouTransactor designs point-of-sale solutions for fintechs and major acquirers in Europe and Latin America.


Antelop designs and sells payment solutions for banks, certified Visa, Mastercard and CB. FinTech secures banking applications and enables banks to deliver a digital customer experience through a single development kit: secure card/pin code display, token management, NFC payments, strong authentication, etc. Its solutions are implemented at 40 banks in more than 25 countries.


Payments, gifts, mobility, loyalty… Dejamobile offers secure transaction solutions, enabling safer use of mobile devices for different purposes. Its solutions are intended for the payment industry, for issuance and acceptance. The main tool makes it possible to turn Android devices into an acceptance terminal through a simple application. Thus, it aims to meet the needs of banks and issuers in terms of digital wallet services – Issuer Wallet, OEM Pay and Token Management.


Voxpay markets an omnichannel payment solution via voice, SMS, chat and email. Confidential, certified PCI-DSS level 1, the latter allows you to cash in a CB transaction during a phone call without revealing the cardholder’s bank details to their correspondent. Call centers, collection agencies, e-merchants, tourism industry players, accounting departments or individuals use the startup’s tool to simplify their collection and billing process.


Ariadnext develops digital identification solutions. These are based on artificial intelligence and aim to enable companies to build trusting relationships with consumers. These solutions address regulatory issues and anti-fraud requirements without neglecting the customer experience.


Famoco designs and sells solutions to help companies deploy, manage and protect their terminals in the areas of payment, public transport and identity verification. The tool is based on a proprietary Android operating system and aims to protect corporate data. Already operating globally, the startup claims to have deployed more than 300,000 terminals in more than 50 countries.

Ponant Technologies

The Ponant Technologies design firm is developing eTASQ Motion, an intelligent and non-intrusive robot dedicated to testing electronic equipment, combining touch, hearing and sight to test any type of product, such as a terminal or payment. Modular, the latter is designed in such a way that it can be programmed and used by an operator who does not have particularly advanced computer knowledge.

Budget insight

As a specialist in open finance and banking aggregation, Budget Insight supports its 200 claimed clients in creating innovative financial services experiences. The range of APIs that the company offers should meet the needs of traditional players – such as banks – and FinTechs in the fields of financial data aggregation, documents and payment initiation.

Trade in

TradeIn is developing a collaboration platform for direct assessment of companies’ solvency. A real-time assessment of B2B customers’ payment behavior aims to enable its customers to protect themselves from unpaid bills and fund their cash flow.


PayCert, a subsidiary of the Groupement des Cartes Bancaires, has the status of a certification body. It issues certificates of compliance with ISO standards and open standards for local payment, ticketing and identity schemes. Its working method has been accredited since 2015 by the French Accreditation Commission, in accordance with the ISO 17065:2012 standard – which defines the activities and confirms the impartiality, reliability and competence of a given application management structure.


As a subsidiary of the Orange group, W-Ha supports the development of services and content made available by publishers on the Internet. The money collection API solution supports service platforms through the management of electronic money accounts. Whatever the company, the payment stage is one of the most important in the customer journey. The tool should make it possible to manage payments and receipts between users. The flows are also integrated in strict compliance with the latest data protection and payments regulations.

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